Farm Equipment Financing
Understanding
Empowering Your Agricultural Success
Agriculture moves fast, and having the right equipment is the difference between a record harvest and a missed opportunity. Our farm equipment loans help you purchase, upgrade, or lease the machinery essential to your daily operations – whether you’re a small family farm or a large-scale commercial producer.
From tractors and combines to irrigation systems and specialized implements, we provide the capital necessary to keep your farm running at peak efficiency. Manage your overhead over time with predictable payments and competitive interest rates that respect your seasonal cash flow.
Even if you have the capital to buy equipment outright, financing is often the smarter move. By leveraging a loan, you preserve your liquid cash for operational expenses, seed, and livestock, while potentially benefiting from significant tax advantages. Consult with our professional brokers to find a plan that fits your harvest cycle.
how to
Effectively Apply Your Financing
The way you acquire equipment should match your business strategy. You can purchase new machinery to maximize lifespan, buy used at auction to reduce initial costs, or refinance existing equipment to lower your monthly payments.
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Purchase Financing: Ideal for new or used equipment from dealers, auctions, or private parties.
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Equipment Leasing: A great option for those who want lower monthly payments and the ability to upgrade to the latest technology every few years.
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Refinancing: If you have high-interest equipment debt, we can help you refinance into a lower rate to improve your monthly cash flow.
To find the structure that’s right for your farm, contact us today.
What We Finance
Tractors & Harvesters
The backbone of any successful farm. Whether you need a high-horsepower row crop tractor for heavy-duty field work, a versatile utility tractor for daily chores, or specialized harvesters like combines and cotton pickers, we provide financing that keeps your most critical machinery in the field.
Planting & Tillage
Precision starts with the right foundation. We fund high-tech planters, air drills, and sprayers designed to maximize yield, as well as rugged tillage equipment to ensure your soil is perfectly prepared for every growing season.
Irrigation & Infrastructure
Protect your crops against unpredictable weather. Our financing covers center pivots, lateral move systems, and other permanent irrigation infrastructure, allowing you to secure a consistent water supply and improve the long-term value of your land.
Livestock & Hay
Efficiency for every aspect of your operation. From skid loaders for material handling and barn maintenance to hay balers, windrowers, and forage equipment, we help you manage the tools necessary to support your livestock and feed production.
Our Network
How do we stack up against the competition?
Lenders in our network
Hours Fastest Close
In avalible financing
FAQS
Q. Can I buy equipment from a private seller or only from a dealer?
You can finance equipment purchased from authorized dealers, online auctions, and private party sellers. We offer the flexibility to shop wherever you find the best value.
Q. What is the minimum amount I can finance?
We typically work with financing amounts starting at $5,000 for qualifying agricultural assets.
Q. Do you offer both fixed and variable rates?
Yes. Depending on your risk tolerance and the current market, you can choose a fixed rate for predictable payments or a variable rate to take advantage of market fluctuations.
Q. How fast can I get funded?
Our goal is to keep your operation moving. Once your application is approved and documents are signed, funds can often be disbursed within the same business week.
WORKING CAPITAL LOAN Advantages
Many lenders to choose from
Fixed and variable rates are available
Easy to
qualify
